Well-recognized associate
- #21
Well-identified affiliate
- #twenty-two
Well-known representative
- #23
I don’t recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go loans Vincent AL to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you men that want to purchase a property or financing something.. pray so you’re able to god you have got good credit. In my opinion specific guys one believe that credit cards evil you want to see the picture as a whole. Just because *you* myself been able to pay cash to own what you does not mean it is useful for anyone. Even with the thing i penned over I As well (at one time) repaid dollars to have what you. I will not go into the causes right here it exercised too to some degree. One downside to which was I’m able to Never ever sign up for a credit card.. could never ever get a loan. Skip to find a home unless of course We robbed a bank.
In closing over the past 10 years I need to keeps energized about 100K value of posts. Ive racked up a huge amount of prize things ect ect. There are times when I shell out dollars getting posts but one to means I am searching for a benefit. I’m sure theres men to the right here with checked a beneficial car or truck additionally the people wishes 3K because of it and also you start the new transactions and you may force concerns push and wad of money comes out! Gotta love it!
